Coquille Indian Housing Authority

2678 Mexeye Loop
Coquille Tribal Lands
Coos Bay, Oregon 97420
     For more information please contact us at
(541) 888-6501 or toll free at (800) 988-6501
or email info@coquilleiha.org
Monday through Thursday
8:00 a.m. to 5:00 p.m.
Friday 8:00 a.m. to noon

CIHA Seeks Applications for Board

The Coquille Indian Housing Authority (CIHA) is accepting applications for membership on its Board of Commissioners.

A seven-member board appointed by the Tribal Council oversees the Housing Authority in compliance with federal and tribal law.  Commissioners serve staggered, three-year terms and receive a modest monthly stipend. Completed applications may be submitted by mail to Coquille Indian Housing Authority, Attn. Anne Cook, 2678 Mexeye Loop Coos Bay, OR 97420; by fax to (541) 888-8266; or by email to annecook@coquilleiha.org.

All programs are operated to first serve the needs of members of the Coquille Indian Tribe, then members of the Confederated Tribes of Coos, Lower Umpqua, and Siuslaw Indians, and then other Native Americans and Alaska Natives. Eligibility is further determined by need, income, references from landlords and credit providers, criminal background check, and household composition.

Newsletter
Read the latest edition of the Coquille Indian Housing Authority’s monthly newsletter, the Sea-Ha Runner, or browse our Sea-Ha Runner archives.

Special Programs

Common Energy Native American Community Solar Program

New Clean Energy Discount Program Serving Oregon PGE and Pacific Power Customers
– Tribal members, residents, employees, friends, and neighbors –

SAVE 5% – 20% on your monthly bill guaranteed and reduce your carbon footprint.  No income limits.  No cost to you ever.  No solar panels to install.  Open to renters, homeowners, and businesses.

Join us for a webinar on Wednesday, July 13th, at noon PDT to learn more.
Zoom link:  https://zoom.us/join      Meeting ID:  873 4758 5206      Passcode:  014851

Sign up for savings now at:  https://www.commonenergy.us/partners/coquilleiha

Need help?  Call Shelley or Debbie at the CIHA office at (541) 888-6501.

Emergency Rental Assistance

Need help with rent, utilities, temporary shelter, moving, or other rental-related costs?

CIHA has received grants from the U.S. Treasury and HUD to help low income families remain or become stably housed during the COVID-19 pandemic.  Low income Coquille Tribal members nationwide and Native Americans and Alaska Natives residing in Coos, Curry, Douglas, Jackson, and Lane counties in Oregon may receive assistance with:

  • Past due rent and utilities
  • Current and future rent and utilities
  • Rental deposits and application fees
  • Temporary or emergency shelter
  • Relocation costs
  • Other rental housing-related expenses

Download an emergency rental assistance application here or contact us at (541) 888-6501, toll free (800) 988-6501, or covid@coquilleiha.org to learn more.

This project is being supported, in whole or in part, by federal award numbers
ERA0954 and 21AH4102770
awarded to the Coquille Indian Housing Authority by the U.S. Department of the Treasury and the U.S. Department of Housing and Urban Development.

Homeowner Assistance

Need help with mortgage, utilities, taxes, insurance, repairs, or similar costs for your primary residence?

Low and moderate income Coquille Tribal members nationwide and other Native Americans, Alaska Natives, and Socially Disadvantaged Individuals in Coos, Curry, Douglas, Jackson, and Lane counties in Oregon may receive assistance with:

  • Mortgage payments
  • Mortgage reinstatement
  • Housing costs related to a period of forbearance, delinquency, or default
  • Past due, current, and future utilities
  • Delinquent property taxes
  • Homeowner’s, flood, and mortgage insurance
  • Repairs to maintain habitability
  • Fees and liens
  • Principal and interest rate reductions
  • Other costs to prevent homeowner displacement

Download a homeowner assistance application here or contact us at (541) 888-6501, toll free (800) 988-6501, or haf@coquilleiha.org to learn more.

Homeowners with a household income up to 150% of area median income or 100% of national median, whichever is greater, are eligible.  Priority will be given to households whose income is 100% or less of area or national median income, whichever is greater.  First preference will be given to eligible Coquille Tribal Members, second to other Native Americans and Alaska Natives, and third to other Socially Disadvantaged Individuals.

This project is being supported, in whole or in part, by federal award number ERA0249 awarded to the Coquille Indian Housing Authority by the U.S. Department of the Treasury.

Rental Programs

Low-Income Rental Program
The Low-Income Rental Program assists families with rental housing on Tribal Lands. Required monthly rental payments are based on a maximum of 30% of the household’s adjusted gross annual income. Unit size is determined by family composition.

Monthly Housing Assistance Program (MHAP)
MHAP is a tenant-based rental assistance program designed to help low-income Coquille Tribal members and other Native Americans pay rent for privately owned, decent, safe, and sanitary housing.  The program is modeled after the HUD Section 8 Voucher Program and is similar in its operation.  Units of assistance funded by HUD are available to low-income Coquille Tribal members and other Native Americans in Coos, Curry, Douglas, Jackson, and Lane counties in Oregon (ISA MHAP).  Units of assistance funded by the Coquille Indian Tribe are available to low-income Coquille Tribal members throughout the United States (OSA MHAP).

Emergency Housing Program
The Emergency Housing Program provides special, short-term support to qualifying Native American individuals and families who are in crisis due to lack of housing and circumstances beyond their control. To be eligible for Emergency Housing, an applicant must be referred by a recognized social services agency that assists families in crisis.

Application

Here is an Application for Housing.  Please return your completed application to: 

Coquille Indian Housing Authority
2678 Mexeye Loop
Coos Bay, OR  97420

Homebuyer Programs

Home Grant and Occupancy (HomeGO) Program
The HomeGO Program allows qualified low-income Coquille Tribal families who are participants in the Low-Income Rental Program on Tribal Lands to transition in place to a lease-purchase homebuyer agreement with a small down payment and low monthly payments.  Under this program one-half of the cost of a home is granted over a 10-year period and the other half is paid back to CIHA over a 25-year term.  The loan is re-amortized annually based on the current national average interest rate, capped at 6%.

HUD Section 184 Loan Guarantee Program
The HUD Section 184 Loan Program provides loan guarantees for acquisition, construction, and refinancing of single-family homes for Native Americans.  The loan guarantee may cover up to 100% of principal and interest for up to a 30-year fixed rate loan. Borrowers pay a small down payment and loan guarantee fee.  Approximately 41% of monthly income may be dedicated toward a mortgage payment.  There are no maximum income limits.  Application may be made directly to any federally-approved lending institution offering the program. For more information, please contact CIHA.

Private Residential Lease (PRL) Program 
The PRL Program allows qualified Coquille Tribal members to lease a residential lot on Tribal Lands for construction of a privately-financed single-family home.  CIHA administers this program on behalf of the Coquille Indian Tribe.  Applications are accepted on an ongoing basis. There are no maximum income limits.  For details, please refer to CITC Chapter 420, Private Homeownership Land Leasing Ordinance.  Click here for a FAQ sheet and application for the program.

IHS Sanitation Facilities Construction Program
American Indian and Alaska Native homeowners in five Oregon counties can be sponsored by the Coquille Tribe to participate in the IHS Sanitation Facilities Program.  Learn more

Board Staff  
Paul Doyle, Chair Anne Cook, Executive Director annecook@coquilleiha.org
Denise Hunter, Vice Chair Lyman Meade, Deputy Director lymanmeade@coquilleiha.org
Robert More, Secretary/Treasurer Debbie Dennis, Administrative Services Coordinator debbiedennis@coquilleiha.org
Shawn Chase, Commissioner Marcy Chytka, Financial Controller marcychytka@coquilleiha.org
Don Garrett, Commissioner Tracey Mueller, Housing Programs Coordinator
traceymueller@coquilleiha.org
Judy Rocha, Commissioner Shelley Estes, Housing Programs Specialist shelleyestes@coquilleiha.org
  Scott Felton, Maintenance Coordinator scottfelton@coquilleiha.org
  Scott Platter, Projects Coordinator
scottplatter@coquilleiha.org
  Ken Myers, Maintenance Technician kenmyers@coquilleiha.org

Eligibility Estimator

Click here for information about national income limits applicable to programs funded by the Native American Housing and Self-Determination Act of 1996 Please contact CIHA for assistance determining the income limits for your area.

Use this link to see if you are eligible for other housing assistance and social services programs available in Oregon: https://www.211info.org/. Try this website to find out if your family can get help from multiple services. 211info does not ask who you are and does not share your information with anyone.

For federal benefits, visit https://www.benefits.gov/benefit-finder.

Suggestions

Have an idea you’d like to share? Click here for a CIHA suggestion form.

Reports

FY 2022 Indian Housing Plan

FY 2021 Annual Performance Reports
FY 2021 Financial Audit

FY 2020 Annual Performance Reports
FY 2020 Financial Audit

FY 2019 Annual Performance Report
FY 2019 Financial Audit

Other Housing Resources

Low-Income Energy Assistance Program (LIEAP)
In cooperation with Oregon Coast Community Action’s Low-Income Energy Assistance Program, Coquille Indian Housing Authority staff facilitate program participation for Coquille Tribal member households in Coos and Curry Counties and other Native American or Alaska Native households residing on Coquille Tribal Lands. This program provides a direct payment to a heating vendor to offset the cost of home heating during the winter months for low-income households.

Emergency Preparedness Information and Resources
Coos Bay Tsunami Evacuation Brochures are available at the CIHA office. Click here for links to information and resources to become prepared.

Oregon Low-Income Weatherization Program

Oregon IDA Initiative – Matching savings program (typically $3 match to every $1 you save) for homeownership, home repair, small business, and other goals.

Oregon Down Payment Assistance Programs

Oregon Bond Residential Loan Program

USDA Guaranteed Rural Housing Loans

Oregon agencies that can help with homeownership
Baker, Grant, Union & Wallowa Counties – Community Connection of Northeast Oregon
Benton, Lincoln & Linn Counties – Community Services Consortium
Clackamas, Multnomah & Washington Counties – Portland Housing Center
Clatsop, Columbia & Tillamook Counties – Community Action Team (CAT)
Coos, Curry & Douglas Counties – NeighborWorks Umpqua (Umpqua CDC)
Crook, Deschutes & Jefferson Counties – NeighborImpact
Jackson & Josephine Counties – ACCESS Helps
Klamath & Lake Counties – Klamath-Lake Community Action Services
Lane County – Neighborhood Economic Development Corporation (NEDCO CDC)
Washington County – Open Door Counseling Center
Yamhill County – Yamhill Housing Resource Center